How to Make a Budget That Actually Works

  • Start with 3 buckets: Needs, Wants, Savings. Simple.
  • Track what you spend — no shame, just data.
  • Leave room for fun — nobody sticks to a budget that feels like punishment.
  • Review monthly — budgets aren’t tattoos, you can change them.

👉 A good budget is like a good shoe — firm, flexible, and fits your life.