Month: March 2025

• Say what you can give — and what you can’t — early.
• Create a “family fund” in your budget — ₦5k/month is better than nothing.
• Be honest: “I no get” is not wickedness — it’s wisdom.
• Help in non-money ways too — advice, connections, food.
  

👉 You can’t pour from an empty wallet — protect your peace.

• Look at what people around you need — snacks, delivery, small repairs.
• Use your phone — social media + WhatsApp are free marketing tools.
• Keep your job — test your hustle on weekends first.
• Don’t borrow to start — start lean, grow slow.
  

👉 A smart side hustle can feed you, fund you, and free you.

• Pay Bills on Time: Late payments are like bad breath for your credit score.​
• Reduce Debt: The less you owe, the better you look to lenders.​
• Check Your Credit Report: Mistakes happen; don’t let them ruin your financial reputation.

• Start Small: Even setting aside a tiny amount regularly can grow into a safety net.​
• Automate Savings: Use mobile banking to transfer funds automatically to your savings account.​
• Cut Unnecessary Expenses: Do you really need that daily soda? Your wallet thinks otherwise.