Helping family is important — but not at the cost of your own survival or peace of mind. Here’s how to support loved ones without draining yourself.
- Be clear about what you can give – and what you can’t. Set expectations early. If you can give ₦2,000, say so. If you can’t, say so. Clarity prevents resentment.
- Create a “family fund” in your budget. Set aside a fixed monthly amount — even ₦5,000. That way, you’re giving within your limits, not reacting emotionally.
- Remember: “I no get” is not wickedness. Saying no doesn’t make you selfish. It makes you responsible. Don’t go into debt just to look generous.
- Offer help beyond cash. Share job leads, advice, business tips, food, or airtime. Sometimes what people need is support, not money.
- Don’t explain yourself too much. You don’t owe a breakdown of your salary. A polite “I’m not able to help this time” is enough.
- Support consistently, not emotionally. Random big help once in a crisis feels good but isn’t sustainable. Small, regular help is better for both sides.
- Protect your peace. If someone always guilt-trips you, learn to set boundaries. Financial stress at home affects your health, work, and future
👉 You can’t pour from an empty wallet – protect your peace.