6 Simple Tips to Avoid Overdraft Fees:
- 💡 🔔 Turn on low-balance alerts in your banking app and set them at $50-$100.
- ✅ 📱 Check your balance and pending charges before you pay, every time.
- 📌 🛑 Ask your bank to disable debit card overdraft so purchases decline instead of triggering a fee.
- 💸 Keep a small cushion in your account, money you never spend, like $20-$50.
- 💸 🔁 Link a savings account for overdraft protection and confirm the transfer fee is cheaper than an overdraft.
- 📝 🗓 Move bill due dates to right after payday or schedule payments when your balance is safely positive.
👉 Small checks and settings today can save you from overdraft fees and stress.