Most people save what’s left after spending – which is usually nothing. “Pay yourself first” flips the rule and helps to build savings without thinking too much about it.
5 Simple Steps:
- Set aside a fixed amount right after you get paid.
- Move it to savings before paying bills or shopping.
- Start small — consistency matters more than size.
- Treat savings like a non-negotiable bill.
- Increase the amount when your income grows.
👉 If you don’t pay yourself first, no one else will.