- A digital wallet is an app or platform that stores your money on your phone.
- You can pay bills, send money, or buy things — without needing cash or a card.
- Some wallets let you earn cashback or rewards on spending.
- Always use a secure PIN and never share login info — scammers love sloppy users
👉 A digital wallet keeps your money where your phone is — safe, fast, and cash-free.